·Events & Insights
Why families structure citizenship before a child turns eighteen
Marcus Hampton

Almost every programme defines a dependent child by age, by financial dependency, or by enrolment in full-time education. The definitions diverge sharply above eighteen, and a family that applies two years late can find itself filing two applications instead of one.
The arithmetic is simple. A single Caribbean application covering a family of four costs materially less than a family application plus a separate adult application filed later. Add the second round of due diligence fees, the second set of government charges and the professional costs, and the delay is rarely worth what it saves in deferral.
There is a second, less commercial argument. Citizenship acquired while a child is a minor is generally hereditary without further conditions. Citizenship acquired as an adult in their own right is subject to whatever the rules are at that time, and rules move in one direction.
We ask every family the same question at the outset: what are the ages of your children, and what will they be in twenty-four months? The answer frequently reorders the whole plan.
Have questions about how this update affects your plans?
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